Terms of Service
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Terms of Service and Use
This website is offered to you, the "User"
conditioned on your acceptance without modification, of the
terms and conditions contained herein. Your use of this
website constitutes your agreement to all such terms and
Consumer Credit Report
All of the information I have provided in any
inquiry or application form provided to Finest Capital
through this website is true and complete.
I/we understand that the use of
the Finest Capital Ltd Fast Quote form is not a formal
mortgage application and that a formal mortgage application
may only be made by phone, fax, mail or in person.
I understand Finest Capital Ltd may keep all information that I
provide through this website or that is otherwise obtained by Finest Capital Ltd in connection with my inquiry or application.
If I submit a full application (via phone, fax,
mail or in person), I authorize Finest Capital Ltd to obtain information regarding my credit,
employment history, income, and assets. I authorize
Finest Capital Ltd, its affiliates, its processing agent or
any Lender to whom Finest Capital Ltd intends to submit my
loan application (all the foregoing, the “Lender”) to verify
my/our past employment earnings records, bank accounts, and
other asset balances that are needed to process my/our loan
application. I/we further authorize the Lender to order
consumer credit reports and verify other credit information,
including past and present mortgage/landlord references.
Disclosure Required by Fair Credit
A consumer credit report or
reports may be requested from one or more consumer reporting
agencies (credit bureaus) in connection with any application
submitted to Finest Capital Ltd. If requested, I will be
informed whether any consumer credit report was requested
and, if so, of the name and address of the consumer
reporting agency which furnished the report. Subsequent
consumer reports may be requested or used in connection with
any update, renewal or extension of the credit requested by
the submission of the application.
Finest Capital Ltd
This website and the services provided by Finest Capital Ltd are available only in connection with (a)
mortgage loans made on residential real property located in
New York State and (b) mortgage loans made on residential
real property located in other states as permitted by law
and (c) commercial real property located in the 50 states of
the United States and the District of Columbia (d) business
loans (e) international financing (f) other loan products
Finest Capital Ltd expressly reserves the right to
discontinue, suspend or terminate the offering of any loan
product through this website in any jurisdiction, subject to
Unless expressly stated to the contrary,
nothing contained herein shall constitute an offer or promise
for a loan commitment or interest rate lock-in agreement.