A Professional Member of the
Association of Mortgage Brokers

A Professional Member of the
Association of Mortgage Bankers

 

 
 

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   Terms of Service

Want easy fast answers direct from an experienced loan professional?  Call us at 516-933-1800 - we'll answer all your questions and deliver the best, customized loan tailored specifically for you!  You'll be glad you did!

Terms of Service and Use

This website is offered to you, the "User" conditioned on your acceptance without modification, of the terms and conditions contained herein.  Your use of this website constitutes your agreement to all such terms and conditions.

Consumer Credit Report Authorization

All of the information I have provided in any inquiry or application form provided to Finest Capital Ltd through this website is true and complete.

I/we understand that the use of the Finest Capital Ltd Fast Quote form is not a formal mortgage application and that a formal mortgage application may only be made by phone, fax, mail or in person. I understand Finest Capital Ltd may keep all information that I provide through this website or that is otherwise obtained by Finest Capital Ltd in connection with my inquiry or application.

If I submit a full application (via phone, fax, mail or in person), I authorize Finest Capital Ltd to obtain information regarding my credit, employment history, income, and assets. I authorize Finest Capital Ltd, its affiliates, its processing agent or any Lender to whom Finest Capital Ltd intends to submit my loan application (all the foregoing, the “Lender”) to verify my/our past employment earnings records, bank accounts, and other asset balances that are needed to process my/our loan application.  I/we further authorize the Lender to order consumer credit reports and verify other credit information, including past and present mortgage/landlord references.  

Disclosure Required by Fair Credit Reporting Act

A consumer credit report or reports may be requested from one or more consumer reporting agencies (credit bureaus) in connection with any application submitted to Finest Capital Ltd.  If requested, I will be informed whether any consumer credit report was requested and, if so, of the name and address of the consumer reporting agency which furnished the report.  Subsequent consumer reports may be requested or used in connection with any update, renewal or extension of the credit requested by the submission of the application.

Finest Capital Ltd Website Disclosures

This website and the services provided by Finest Capital Ltd are available only in connection with (a) mortgage loans made on residential real property located in New York State and (b) mortgage loans made on residential real property located in other states as permitted by law and (c) commercial real property located in the 50 states of the United States and the District of Columbia (d) business loans (e) international financing (f) other loan products not listed.

Finest Capital Ltd expressly reserves the right to discontinue, suspend or terminate the offering of any loan product through this website in any jurisdiction, subject to applicable law.

Unless expressly stated to the contrary, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement.

Residential Loan Disclaimer: Finest Capital Ltd was a registered Mortgage Broker subsequently on Inactive Status New York State Banking Department and has since voluntarily surrendered the NYS Banking Department Residential Mortgage Broker License, closing our direct, residential mortgage brokerage company operations, obviously subject to market conditions.  Residential loans now are made directly by Licensed Lenders/Brokers & Registered Mortgage Loan Officers.

Site design, content, databases and functionality, images and photographs are copyright by FinestCapital.com and may not be reproduced without express written consent.  All services are subject to the Terms of Service and the Federal Fair Housing Act.  Some products may not be available in all states.

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